Transparency
A transparent novated lease
Most novated leases hide their margin inside your interest rate, so you never learn the real cost. A transparent novated lease puts the flat fee and the true effective rate on the table. That is the whole reason we exist.
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The fee the industry hides
Here is the open secret of novated leasing: most providers earn their money inside your interest rate. You see a tidy headline number and never find out what the finance really costs.
We do the opposite. One flat $1,500 fee, shown in dollars, and the base rate sitting right next to the true effective rate. Nothing buried, nothing to work out later.
What we show you, every time
- Our fee as one flat $1,500 figure
- The financier fee, separately
- The base rate and the real effective rate, side by side
- The full drive-away to amount-financed breakdown
See a transparent quote
Open the calculator and you will see exactly what we mean. Every dollar, in the open, so you can compare us against anyone with real numbers instead of a sales pitch.
Common questions
What makes a novated lease transparent?
You can see every fee and the real effective interest rate, not just a headline rate. With us that means one flat $1,500 fee, the financier fee, and the base rate next to the effective rate, so the true cost of finance is in front of you.
Why do other providers hide the fee?
Because their margin usually sits inside the interest rate. A low-looking rate can carry a large hidden commission. When the fee is invisible it is hard to compare, which suits them more than you.
How do I check a quote is transparent?
Ask for the effective rate and the flat fee in dollars. If a provider will not show you both, the cost is hiding somewhere. Our quote shows both by default.