How the cost usually gets hidden
Most novated lease providers do not earn their money on an honest, visible fee. They earn it inside your interest rate. You are quoted a tidy weekly number and a low-looking rate, and the margin sits quietly in the finance where you cannot see it. On a car worth tens of thousands, that hidden margin adds up to real money.
What we show you, up front
- One flat fee of $1,500. That is our margin, in full, in the open.
- The effective interest rate. The true cost of the finance, fees included, shown plainly.
- Every running cost. Fuel or charging, insurance, servicing, tyres, rego and management, each listed.
- Add-ons at cost, plus 10%. Tint, paint protection, dent and interior protection and car washing, financed at our supplier cost plus a flat 10 percent, never a hidden markup.
- The residual. Your final figure, set from day one.
It is all printed, and it does not change
Once you accept your quote, the fee, the rate and the residual are locked for the life of your lease. They are printed in your agreement and they stay put. The only thing that can move a number is the car's actual price coming in different from the estimate, and if that happens we rebuild the quote openly and you approve it. No surprises, no quiet adjustments, nothing that turns up later that you were not shown at the start.
Why we can do it this way
It comes down to how we make money. A flat fee means we earn the same whatever car you choose and whatever lender funds it, so we have no reason to nudge you anywhere. Providers who hide their margin in the rate earn more when you borrow more, which is a very different set of incentives. We would rather show you everything and let the numbers win the argument.
See exactly what your lease costs, every line of it, in the calculator.