Novated Self Serve

Public sector

Public sector novated lease

If you work in the public sector, you are often perfectly placed for a novated lease: a secure salary, salary packaging that is widely available, and the same electric vehicle FBT exemption everyone gets.

Build your quote No sign-up, no pressure. Every fee shown up front.

Why public sector employees are well placed for a novated lease

Novated leasing works best with a stable salary, packaging through your employer, and regular driving, which describes a great many public sector roles.

Your employer and salary packaging

Almost all government departments, agencies and public authorities offer salary packaging, at every level of government. That is all you need to novate a car. We can help you confirm what your employer offers.

The electric car angle

An eligible battery-electric car under the $91,661 fuel-efficient threshold is FBT exempt, usually the biggest saving of all, and governments are actively encouraging EV uptake. See the EV novated lease page for the eligible cars.

An honest note: FBT exempt means no fringe benefits tax is payable, but the benefit is still reported on your income statement. That reported amount can affect income-tested things like HECS or HELP repayments, the Medicare levy surcharge, and family payments. Our calculator and team will always show you the full picture.

See your real numbers

Put your salary and the car into the calculator for your real weekly cost and savings, with our flat $1,500 fee and the true effective rate shown. No sign-up, no pressure.

Common questions

Can public servants get a novated lease?
Yes. Most public sector employers offer salary packaging, so public servants at federal, state and local level can package a novated lease and pay for a car from pre-tax salary.
Is a novated lease good for public sector workers?
It suits a steady salary and regular driving, which fits many public sector roles. You get the pre-tax saving, the GST off the car and running costs, and one predictable payment.
Do public sector employees get the EV exemption?
Yes. The EV FBT exemption is federal and applies regardless of employer.

Keep reading

See your real numbers in minutes

The weekly cost, what you save, and every fee. Nothing hidden.

Open the calculator