Novated Self Serve

Nurses & health

Novated lease for nurses

Nurses and health workers are especially well placed for a novated lease: public health services offer some of the most generous salary packaging in the country, a steady salary, and the same electric vehicle FBT exemption.

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Why nurses and healthcare workers are well placed for a novated lease

A novated lease works best with a stable salary, packaging through your employer, and regular driving, including shift work. Health roles tick every box.

Your employer and salary packaging

State health services such as NSW Health and Queensland Health, and many hospitals, offer salary packaging, and health workers often have higher packaging caps than other industries. A novated lease sits alongside that. We can help you check what your employer offers.

The electric car angle

An eligible battery-electric car under the $91,661 fuel-efficient threshold is FBT exempt, usually the biggest saving of all, and governments are actively encouraging EV uptake. See the EV novated lease page for the eligible cars.

An honest note: FBT exempt means no fringe benefits tax is payable, but the benefit is still reported on your income statement. That reported amount can affect income-tested things like HECS or HELP repayments, the Medicare levy surcharge, and family payments. Our calculator and team will always show you the full picture.

See your real numbers

Put your salary and the car into the calculator for your real weekly cost and savings, with our flat $1,500 fee and the true effective rate shown. No sign-up, no pressure.

Common questions

Can nurses get a novated lease?
Yes. Public health services and hospitals offer salary packaging, so nurses and health workers can package a novated lease and pay for a car from pre-tax salary.
Do health workers get better packaging?
Often, yes. Public health and not-for-profit health employers frequently have higher salary packaging caps. A novated lease is a separate benefit that works alongside your other packaging.
Do nurses get the EV FBT exemption?
Yes. The EV exemption is federal, so a nurse leasing an eligible electric car gets the same large saving as anyone else.

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