South Australia
Novated lease in South Australia
If you are employed in South Australia and your employer offers salary packaging, a novated lease lets you pay for a car and its running costs from your pre-tax salary. Our calculator applies SA on-road costs, so the number you see is the number for you.
Novated leasing for SA employees
A novated lease is a three-way arrangement between you, your South Australia employer and a financier. Part of the payment comes from your pre-tax salary, which lowers your taxable income, and your running costs are bundled in.
SA on-road costs, done properly
Stamp duty and registration differ by state, and a national estimate can be hundreds of dollars out. Our calculator applies South Australia figures to your drive-away price, so the amount financed and your weekly cost are right for SA.
- SA stamp duty in the drive-away price
- SA registration and CTP
- Running costs estimated for your driving
One flat fee, the real rate
Wherever you are in South Australia, our pricing is the same and it is in the open: one flat $1,500 fee and the true effective interest rate shown plainly. No commission hidden in your rate.
South Australian government employees
If you work for the South Australian government, salary packaging is widely offered across SA Health, the Department for Education, SA Police and other departments, which makes a novated lease straightforward. See SA government novated lease for the detail.