Novated leasing for NSW employees
A novated lease is a three-way arrangement between you, your New South Wales employer and a financier. Part of the payment comes from your pre-tax salary, which lowers your taxable income, and your running costs are bundled in.
NSW on-road costs, done properly
Stamp duty and registration differ by state, and a national estimate can be hundreds of dollars out. Our calculator applies New South Wales figures to your drive-away price, so the amount financed and your weekly cost are right for NSW.
- NSW stamp duty in the drive-away price
- NSW registration and CTP
- Running costs estimated for your driving
One flat fee, the real rate
Wherever you are in New South Wales, our pricing is the same and it is in the open: one flat $1,500 fee and the true effective interest rate shown plainly. No commission hidden in your rate.
Common questions
Can I get a novated lease in NSW?
Yes. Novated leasing is a federal tax arrangement, so it works the same across Australia, including New South Wales. You need an employer willing to deduct the lease from your salary. Most large NSW employers already do.
Does the calculator include NSW stamp duty and rego?
Yes. The drive-away price in your quote includes New South Wales stamp duty and registration, so the figure is accurate for where you live, not a national average.
Is an electric car a better deal?
Eligible EVs are FBT exempt anywhere in Australia, which usually makes them the strongest novated lease. See the EV novated lease page for the detail.