Why Commonwealth and APS employees are well placed for a novated lease
Novated leasing suits a stable salary and regular driving, which fits most Commonwealth and APS roles.
- A secure, predictable salary
- Salary packaging offered through Commonwealth departments and agencies
- The full electric vehicle FBT exemption on an eligible EV
- One pre-tax payment covering the car and its running costs
Your employer and salary packaging
Commonwealth departments and APS agencies offer salary packaging, which is all you need to novate a car. We can help you confirm what your agency offers.
The electric car angle
An eligible battery-electric car under the $91,661 fuel-efficient threshold is FBT exempt, usually the biggest saving of all, and governments are actively encouraging EV uptake. See the EV novated lease page for the eligible cars.
An honest note: FBT exempt means no fringe benefits tax is payable, but the benefit is still reported on your income statement. That reported amount can affect income-tested things like HECS or HELP repayments, the Medicare levy surcharge, and family payments. Our calculator and team will always show you the full picture.
See your real numbers
Put your salary and the car into the calculator for your real weekly cost and savings, with our flat $1,500 fee and the true effective rate shown. No sign-up, no pressure.
Common questions
Can Commonwealth and APS employees get a novated lease?
Yes. Federal departments and agencies offer salary packaging, so Commonwealth and APS employees can package a novated lease and pay for a car from pre-tax salary.
Does it matter which department I work for?
No. The tax treatment is national, so what matters is that your agency can deduct the lease from your salary, which almost all Commonwealth payrolls already do.
Do federal employees get the EV FBT exemption?
Yes. The EV exemption is federal, so an eligible electric car is FBT exempt for you the same as anyone.