Novated Self Serve

South Australia

Novated lease in South Australia

If you are employed in South Australia and your employer offers salary packaging, a novated lease lets you pay for a car and its running costs from your pre-tax salary. Our calculator applies SA on-road costs, so the number you see is the number for you.

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Novated leasing for SA employees

A novated lease is a three-way arrangement between you, your South Australia employer and a financier. Part of the payment comes from your pre-tax salary, which lowers your taxable income, and your running costs are bundled in.

SA on-road costs, done properly

Stamp duty and registration differ by state, and a national estimate can be hundreds of dollars out. Our calculator applies South Australia figures to your drive-away price, so the amount financed and your weekly cost are right for SA.

One flat fee, the real rate

Wherever you are in South Australia, our pricing is the same and it is in the open: one flat $1,500 fee and the true effective interest rate shown plainly. No commission hidden in your rate.

Common questions

Can I get a novated lease in SA?
Yes. Novated leasing is a federal tax arrangement, so it works the same across Australia, including South Australia. You need an employer willing to deduct the lease from your salary. Most large SA employers already do.
Does the calculator include SA stamp duty and rego?
Yes. The drive-away price in your quote includes South Australia stamp duty and registration, so the figure is accurate for where you live, not a national average.
Is an electric car a better deal?
Eligible EVs are FBT exempt anywhere in Australia, which usually makes them the strongest novated lease. See the EV novated lease page for the detail.

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